thethriftledger

Budgeting, made plain

Write it down. Check it weekly. Watch it work.

Plain-English budgeting guides: track what you spend, choose a method that fits your life, give every dollar a job, and keep it going with a ten-minute weekly check-in.

October ledgerPage 1

DateItemInOutBalance
Oct 1Starting balance350
Oct 1Paycheck1,9002,250
Oct 1Rent1,1001,150
Oct 3Groceries961,054
Oct 5To savings200854
Oct 8Phone45809
Oct 10Gas38771

Left until the next paycheck$771

An illustrative example. Every dollar has a job.

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The Monthly Budget Ledger

Plan the month by category, record spending as it happens, mark bill due dates, track savings goals and review the month in ten minutes.

Get the free PDFSee the Budget Basics checklist

Coming soon

Your budget, ready to fill in

Ledger Budget Spreadsheet: a monthly budget, spending ledger, bills calendar and savings tracker in one spreadsheet, with 50/30/20, zero-based and envelope layouts to choose from.

$15 once. Yours to keep. 30-day refund.

See what's inside